Markets
How big each coin's pool is, how much of it is lent out, and what that means for you.
Every coin, right now
Demo data
ETH
Ether
- Supplied
- $3,120,000,000
- Borrowed
- $1,310,400,000
- Available to borrow
- $1,809,600,000
- In use
- 42.0%
- APY you earn
- 2.12%
- APR you pay
- 3.41%
- Max borrow against it
- 80.5%
- Coins get sold at
- 83.0%
- Penalty if sold
- 5.0%
WBTC
Wrapped Bitcoin
- Supplied
- $1,940,000,000
- Borrowed
- $116,400,000
- Available to borrow
- $1,823,600,000
- In use
- 6.0%
- APY you earn
- 0.00%
- APR you pay
- 2.89%
- Max borrow against it
- 73.0%
- Coins get sold at
- 78.0%
- Penalty if sold
- 6.5%
USDC
USD Coin
- Supplied
- $1,480,000,000
- Borrowed
- $1,213,600,000
- Available to borrow
- $266,400,000
- In use
- 82.0%
- APY you earn
- 4.35%
- APR you pay
- 6.12%
- Max borrow against it
- 75.0%
- Coins get sold at
- 78.0%
- Penalty if sold
- 4.5%
USDT
Tether
- Supplied
- $690,000,000
- Borrowed
- $634,800,000
- Available to borrow
- $55,200,000
- In use
- 92.0%
- APY you earn
- 4.51%
- APR you pay
- 6.37%
- Max borrow against it
- 75.0%
- Coins get sold at
- 78.0%
- Penalty if sold
- 4.5%
Tight right now
These are the whole pools, shared by everyone using them, not your own balances. Your coins are on Portfolio.
How liquidity works
- Available means how much of a coin is free to borrow right now. When it is low, borrowing rates rise and withdrawals of that coin can queue until borrowers repay.
- In use above 90% means the pool is tight: expect higher rates, and plan withdrawals ahead instead of at the last minute.
- Rates move with supply and demand every block. The rate you see is today's rate, not a promise about next month.
- Your deposits sit in one pool with everyone else's. You earn a share of what borrowers pay, minus our 1% a year, and never less than zero.
- Big pools move slowly, small pools move fast. USDC and ETH absorb a large deposit or withdrawal without much change; a smaller pool reprices quickly.
- A loan here is backed by the coins you deposited. If your safety score reaches 0, the pool sells part of them to cover the loan and charges the penalty shown above, so keep a buffer rather than borrowing to the limit.